Cookie Policy

This Cookie Policy explains how TQS Finance uses cookies and similar technologies on our website.

It should be read together with our Privacy Policy, which explains how we collect, use and protect personal information.

1. Who We Are

This website is operated by TQS Finance.

Business name: TQS Finance
Company name: TQS Investments Ltd.
Company number: 0800 341 1324
Registered address: 22 Ninian Park, Cardiff, United Kingdom, CF11 6JA
Email: admin@tqsfinance.co.uk
Phone: 0800 341 1324

2. What Are Cookies?

Cookies are small text files placed on your device when you visit a website.

They help websites recognise your device, remember your preferences, improve functionality, understand how the website is used, and support services such as security, analytics or advertising.

Similar technologies may include:

• Tracking pixels

• Tags

• Scripts

• Local storage

• Session storage

• Device identifiers

In this policy, we use the word “cookies” to refer to cookies and similar technologies.

3. How We Use Cookies

TQS Finance may use cookies to:

• Make the website work properly

• Keep the website secure

• Remember basic preferences

• Understand how visitors use the website

• Improve website performance

• Measure the effectiveness of marketing campaigns

• Support enquiry forms and website functionality

• Help us improve our services and user experience

We do not use cookies to collect unnecessary personal information.

4. Types of Cookies We May Use

Strictly Necessary Cookies

These cookies are required for the website to work properly.

They may be used for:

• Website security

• Page loading

• Form submission

• Cookie consent preferences

• Preventing spam or misuse

• Keeping the website stable

These cookies cannot usually be switched off because the website may not function correctly without them.

Consent is not normally required for cookies that are strictly necessary to provide a service requested by the user. (ICO)

Performance and Analytics Cookies

These cookies help us understand how visitors use our website.

They may tell us:

• Which pages are visited

• How long visitors stay on pages

• Which links are clicked

• Whether users experience errors

• How visitors found the website

This helps us improve the website and make it easier to use.

Examples may include:

• Google Analytics

• Other website analytics tools

These cookies are only used where they are enabled and, where required, with your consent.

Functionality Cookies

These cookies help the website remember choices you make.

They may be used to remember:

• Cookie preferences

• Form progress

• Display preferences

• User interface choices

These cookies improve convenience but may not be essential for the website to work.

Marketing and Advertising Cookies

These cookies may be used to understand how visitors interact with our website and marketing campaigns.

They may help us:

• Measure advert performance

• Understand which campaigns generate enquiries

• Show relevant adverts

• Build remarketing audiences

• Prevent showing the same advert too often

Examples may include:

• Meta Pixel

• Google Ads tracking

• Other advertising or remarketing tools

These cookies will only be used where they are enabled and, where required, with your consent.

Third-Party Cookies

Some cookies may be placed by third-party services used on our website.

These may include:

• Analytics providers

• Advertising platforms

• Embedded content providers

• Security tools

• Form or CRM tools

• Live chat tools, if enabled

Third-party providers may process information according to their own privacy and cookie policies.

We recommend that you review their policies where relevant.

5. Cookies We May Use

The exact cookies used may change depending on the website features enabled.

You should update the table below after checking the live website.

If the website does not use analytics, advertising pixels or live chat, remove those rows before publishing.

6. Cookie Consent

When you first visit our website, you may see a cookie banner or preference tool.

You may be able to:

• Accept all cookies

• Reject non-essential cookies

• Manage cookie preferences

• Change your choices later

Non-essential cookies, such as analytics or advertising cookies, should only be set where consent is required and has been given. The ICO explains that users should be told cookies are there, what they do and why, and consent must be actively and clearly given. (ICO)

7. How to Change Your Cookie Preferences

You can change or withdraw your cookie consent at any time by using the cookie settings tool on our website, if available.

Suggested website button text:

Manage Cookie Preferences

If a cookie settings tool is not available yet, add one before using non-essential cookies such as Google Analytics, Meta Pixel or advertising tracking.

8. Managing Cookies in Your Browser

You can also control cookies through your browser settings.

Most browsers allow you to:

• View cookies

• Delete cookies

• Block cookies

• Block third-party cookies

• Set preferences for specific websites

Please note that blocking some cookies may affect how the website works.

You can usually find cookie settings in your browser’s privacy or security settings.

9. Do We Use Cookies for Finance Decisions?

No.

Cookies are not used to make lending decisions, credit decisions or finance approval decisions.

Finance applications or enquiries are assessed based on the information you provide, lender criteria, underwriting, valuation, eligibility and product availability.

10. Changes to This Cookie Policy

We may update this Cookie Policy from time to time.

The latest version will always be published on this website with the updated date shown at the top.

If our use of cookies changes significantly, we may ask you to review or update your cookie preferences.

11. Contact Us

For questions about this Cookie Policy or how we use cookies, contact:

TQS Finance
Email: contact@tqsfinance.co.uk
Phone: 0800 341 1324
Address: 22 Ninian Park, Cardiff, United Kingdom, CF11 6JA