Commercial Mortgage & Property Finance Brokerage

Property Finance Made Simple

TQS Finance helps property investors, landlords, developers and businesses find the right finance options across the UK.

From commercial mortgages and bridging finance to buy-to-let, HMO finance, Islamic property finance and business funding, we help you move forward with confidence.

Decision in principle typically within 24 hours
No upfront broker fees
Funding from £100,000 to £25 million+
Islamic finance options available
Indicative funding range £100k - £25m+

Finance Solutions We Specialise In

Whether you are buying, refinancing, developing, refurbishing or expanding your property portfolio, TQS Finance helps you explore suitable funding options.

Bridging Finance

Short-term finance for auction purchases, chain breaks, urgent completions, refurbishment projects or temporary funding gaps.

Discuss Bridging Finance

Commercial Mortgages

For purchasing, refinancing or raising capital against commercial premises, mixed-use buildings, investment units and trading business properties.

Explore Commercial Mortgages

Business Funding

Working capital and quick business funding options for small businesses that need flexible finance for growth, cashflow, stock or operations.

Check Business Funding Eligibility

Buy-to-Let Mortgages

Finance for landlords, portfolio investors, limited company purchases, refinancing and property investment expansion.

Get BTL Funding Options

Development & Refurbishment Funding

Funding for property development, conversions, refurbishment, extensions, commercial-to-residential projects and value-add opportunities.

Start Development Funding Enquiry

HMO & Multi-Unit Freehold Blocks

Specialist funding for HMO properties, multi-unit freehold blocks, student accommodation and high-yield property structures.

Speak to an HMO Finance Specialist

Why Choose TQS Finance?

When timing, structure and lender access matter, having the right finance broker can make all the difference.

Completion Guarantee

We support every deal from initial enquiry through to completion, with ongoing support for future projects and refinancing needs.

No Upfront Fees

No hidden charges and no upfront broker fees. Just transparent, jargon-free advice.

Fast, Responsive Decisions

Receive a decision in principle typically within 24 hours, subject to the information provided.

Market-Leading Rates

Our lender relationships help clients access competitive rates, specialist terms and suitable finance structures.

No Maximum Loan Value

From £100,000 to £25 million+, we can help structure funding for projects of different sizes.

Flexible LTV Options

Standard LTV options up to 75%, with up to 100% funding possible in qualifying scenarios.

Broad Property Criteria

We support trading premises, investment properties, mixed-use assets, HMOs, MUFBs, development projects and specialist property types.

Sharia-Compliant Property Finance

Islamic finance options for property investors, landlords and developers.

TQS Finance helps clients explore Sharia-compliant property finance options for Buy-to-Let, Bridging Finance and Bridge-to-Let funding. We work with specialist Islamic finance providers, including the UK's first Islamic bridge finance provider, giving clients access to a growing range of ethical and Sharia-compliant funding structures.

Speak to Us About Islamic Finance Subject to eligibility, provider criteria, product availability and approval.
Ethical structuresBuy-to-Let, Bridging Finance and Bridge-to-Let options.

How It Works

1

Tell Us About Your Requirement

Complete a short enquiry form with your finance type, funding amount, property details and timescale.

2

We Review Your Options

We assess your case and identify suitable finance options from specialist lenders and providers.

3

Decision in Principle

Where possible, we aim to secure an initial decision in principle typically within 24 hours.

4

Application & Documentation

We help prepare your application, structure the case and submit the required documents.

5

Completion & Ongoing Support

We support the process through valuation, underwriting, legal work and completion.

Who We Help

Property investors
Landlords
Portfolio landlords
Property developers
Business owners
Commercial property buyers
HMO operators
Auction buyers
Refurbishment project owners
Clients seeking Islamic property finance

Funding From £100,000 to £25 Million+

All finance is subject to status, underwriting, valuation, lender criteria and availability.

Commercial Mortgages£100k to £25m+
Bridging FinanceShort-term property funding
Development FinanceGround-up and refurbishment
Buy-to-LetIndividual and portfolio landlords
Business FundingWorking capital and business growth

Frequently Asked Questions

Where the required information is available, we aim to secure a decision in principle typically within 24 hours. This is subject to lender criteria and case complexity.

TQS Finance does not charge upfront broker fees. Any fees or commissions will be explained transparently before you proceed.

We can help explore funding from £100,000 to £25 million+ across commercial mortgages, bridging, development finance and related property funding.

Yes. We help clients explore Sharia-compliant options for Buy-to-Let, Bridging Finance and Bridge-to-Let finance, subject to provider criteria and availability.

No. All finance is subject to status, affordability, valuation, lender criteria, product availability and underwriting approval.

Get Your Finance Options

Tell us about your property, project or business funding requirement and we will review your options.

Email uscontact@tqsfinance.co.uk Call us0800 341 1324
Address22 Ninian Park, Cardiff, United Kingdom, CF11 6JA
Business hoursMonday to Friday, 10:00am - 5:00pm
Compliance note Finance is subject to status, affordability, valuation, lender criteria and availability. Terms and conditions apply.